Home loan starting from 7.10%*
Car loan starting from 7.30%*
Education loan starting from 6.70%*
Home loan starting from 7.10%*
Car loan starting from 7.30%*
Education loan starting from 6.70%*
Home loan starting from 7.10%*
Car loan starting from 7.30%*
Education loan starting from 6.70%*
Home loan starting from 7.10%*
Car loan starting from 7.30%*
Education loan starting from 6.70%*
Back to Blog
Corporate

Debt Management for Corporates

6 min readJune 2026

How structured restructuring can turn around distressed corporate balance sheets.

Understanding Financial Stress

Financial stress in corporates typically shows up as liquidity crunches, delayed payments, high leverage ratios, or covenant breaches. Early recognition creates far more options.

Restructuring Options

Options range from tenure extension, moratorium, funded interest term loans (FITL), one-time settlement (OTS), and formal Corporate Debt Restructuring (CDR) frameworks.

Working with Lenders

Transparent, data-driven communication with your lenders is critical. A realistic revival plan backed by credible projections builds the trust required for restructuring.

IBC and Insolvency Framework

The Insolvency and Bankruptcy Code has changed the corporate debt landscape. Understanding your rights and options under the IBC is now essential for both promoters and creditors.

Advisory Support

Experienced advisory helps in structuring the plan, negotiating with lenders, ensuring compliance, and executing the turnaround with discipline.

Need personalized guidance on this topic?

Book a free consultation with our banking expert.