Home Loan
Complete Home Loan Guide 2026
Everything you need to know about eligibility, documents, tenure, rates and hidden costs.
6 min readRead More
Trusted by 1,000+ Clients Across India
Financial Decisions Backed by 30+ Years of Banking Excellence
Get expert guidance from Mr. Rakesh Gandhi, Ex-Chief General Manager, Punjab National Bank. We help individuals, businesses, MSMEs and corporates with loans, insurance, taxation, debt resolution and strategic financial advisory across India.
Former Banking Leader at PNB & SBI
30+ Years of Banking Expertise
Trusted by Individuals & Businesses
Serving Clients Across India
Book Your Free Expert Consultation
Tell us what you need. We’ll help you find the right solution.
Our Services
Complete Financial Solutions, One Trusted Advisor
From retail lending to corporate finance and strategic advisory — we bring 30 years of banking wisdom to every engagement.
🏠
Retail Loans
Secure the right financing for your personal needs with quick and hassle-free loan assistance.
Home Loan • Personal Loan • Vehicle Loan • Education Loan • Loan Against Property
🏢
Business Loans
Flexible financing solutions to support business growth, expansion and working capital requirements.
MSME Loans • Working Capital • Supply Chain Finance • Term Loans • Project Finance
🌾
Agriculture Finance
Customized financial solutions for farmers, agribusinesses and rural enterprises.
Farm Loans • KCC • Tractor & Equipment Finance • Rural Finance
🛡️
Insurance
Protect yourself, your family and your business with comprehensive insurance solutions.
Life • Health • Motor • Property • Business • Travel
📊
Investments & Financial Advisory
Expert guidance to resolve complex financial challenges and improve business performance.
Mutual Funds • NPA Resolution • Debt Restructuring • Credit Advisory • Real Estate Investments
📑
Tax & Compliance
Stay compliant while optimizing your tax liabilities with expert professional support.
Income Tax • GST • Tax Planning • Regulatory Compliance
Our Process
A Simple 6-Step Financial Advisory Journey
Professional guidance tailored to your financial needs — from consultation to successful resolution.
Initial Consultation
01
Discuss your requirements over a call, WhatsApp, or in person.
Understanding Your Needs
02
We evaluate your goals, challenges and financial requirements.
Personalized Solution
03
We recommend the most suitable financial solution for your situation.
Documentation & Compliance
04
We assist with documentation and regulatory requirements.
Execution & Coordination
05
We coordinate with banks, financial institutions and other stakeholders.
Successful Outcome
06
Your financial solution is completed with ongoing support whenever needed.
Banking Network
Trusted by India’s Leading Banks & NBFCs
We facilitate financial solutions through Leading Banks & NBFCs — connecting you with the right institution for your needs.
State Bank of India
PSU Bank
Punjab National Bank
PSU Bank
Bank of Baroda
PSU Bank
Canara Bank
PSU Bank
Union Bank of India
PSU Bank
Bank of India
PSU Bank
Indian Bank
PSU Bank
Central Bank of India
PSU Bank
HDFC Bank
Private Bank
ICICI Bank
Private Bank
Axis Bank
Private Bank
Kotak Mahindra Bank
Private Bank
IndusInd Bank
Private Bank
IDFC FIRST Bank
Private Bank
State Bank of India
PSU Bank
Punjab National Bank
PSU Bank
Bank of Baroda
PSU Bank
Canara Bank
PSU Bank
Union Bank of India
PSU Bank
Bank of India
PSU Bank
Indian Bank
PSU Bank
Central Bank of India
PSU Bank
HDFC Bank
Private Bank
ICICI Bank
Private Bank
Axis Bank
Private Bank
Kotak Mahindra Bank
Private Bank
IndusInd Bank
Private Bank
IDFC FIRST Bank
Private Bank
*Disclaimer: Loan approval depends on lender policies, eligibility & CIBIL score. We facilitate loans through Banks & NBFCs.
Testimonials
Trusted by Clients Across India
Real stories from individuals, professionals and businesses who chose Aurum Multisolutions.
“The team’s expertise made our business loan process effortless.Genuine advice, transparent process, and quick execution.”
M
Meghraj Garg
Managing Director, HM Steels
“They helped me secure a home loan at the best possible rate. Mr. Gandhi’s guidance is truly world-class.”
P
Prabhjot Singh
IT Professional, Gurgaon
“Aurum handled our corporate debt restructuring with remarkable insight. A rare mix of expertise and empathy.”
R
Rajnish Bansal
Chariman, Himalayan Group of Institutions
“From documentation to disbursal, everything was smooth. I recommend them to every professional I know.”
N
Nitesh Bassi
Doctor, Chandigarh
“They structured working capital for our business exactly right. Deep banking expertise is unmistakable.”
R
Rajneesh Bansal
Managing Director, Su-Kam
“The most transparent financial advisory I have engaged with. Genuine, expert, and dependable.”
S
Sukhdev Singh
Entrepreneur, Chandigarh
FAQ
Answers to Common Questions
Everything you might want to know before you engage with us.
Insights & Blog
Financial Wisdom from Three Decades of Banking
Expert perspectives, guides and checklists to help you make informed financial decisions.
Credit
How to Improve Your CIBIL Score
Actionable strategies that senior bankers recommend for building a strong credit profile.
5 min readRead More
MSME
MSME Finance Guide for Growing Businesses
Working capital, term loans and government schemes explained for MSME founders.
7 min readRead More
Business
Business Loan Checklist
The exact 12-point checklist banks use to evaluate business loan applications.
5 min readRead More
Tax
Smart Tax Planning for Professionals
A calm, expert view on tax planning strategies that actually work in India.
5 min readRead More
Corporate
Debt Management for Corporates
How structured restructuring can turn around distressed corporate balance sheets.
6 min readRead More
Why Choose Us
A Financial Partner You Can Actually Trust
We combine deep banking insight with a client-first mindset to deliver outcomes that stand the test of time.
🏆
30+ Years Banking Experience
Deep institutional knowledge from decades inside India’s banking system.
🏛️
Ex-CGM Punjab National Bank
Led by a former Chief General Manager with unmatched credibility.
🎯
Personalized Financial Advice
Every recommendation is tailored to your unique goals and profile.
🤝
Strong Banking Network
Direct access to leading public, private banks and NBFCs.
📍
Pan India Services
Serving clients across Chandigarh, Mohali, Gurgaon and every major Indian city.
🛡️
Ethical & Transparent
No hidden charges, no false promises — only honest, expert guidance.
💼
End-to-End Assistance
From advisory to documentation to disbursement — we handle it all.
🤝
Customer-Centric Approach
Long-term relationships built on trust, results and reliability.
Meet Your Financial Advisor
Mr. Rakesh Gandhi
Former Chief General ManagerPunjab National Bank
With over three decades in India’s banking industry, Mr. Rakesh Gandhi has helped thousands of Individuals, Businesses and Corporates make informed financial decisions through trusted advice and strategic financial planning. His deep institutional experience combined with a personal, client-first approach is at the heart of Aurum Multisolutions .
Areas of Expertise
Retail Banking
Corporate Finance
MSME Lending
Credit Structuring
Risk Management
NPA Resolution
Tax Advisory
Business Consulting
“Trust is built through transparency, expertise and long-term relationships.”
Contact Us
Reach Out to Our Financial Experts
We are just a call or WhatsApp message away.
Chandigarh Office
Sector 46, Chandigarh
Mohali Office
Sector 79, Mohali
Gurgaon Office
Sector 21, Gurgaon